Credit Card Consolidation Means Divorce from Credit Card Debt
- August 26th, 2010
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I have seen one of the most interesting t-shirt designs in one of my vacation trips to Bahamas. My wife and I were visiting the luxurious island resort for our honeymoon getaway, and I am greeted with this shirt design that has a huge writing of ‘game over’ across the chest area and stickmen graphics of a man and woman in their wedding clothes – the stickman on his tux and the stickwoman on her wedding gown. That was funny, but got me to contemplate afterwards anyway.
It was the same feeling when my financial analyst wife was teaching me about credit card debt. Signing off credit card agreements, or even activating pre-approved ones are like marrying yourself to credit card companies. The commitment can get very demanding, and it all depends how you play your role. I told her about my personal encounters with collections agents, even where they came to my office and spoke to our human resources manager. The embarrassment was nothing I could take, and my then fiancé (now my wife) was the one who referred me to a debt relief programs provider.
Because the relationship between myself and my credit card company were definitely in limbo especially after those grueling experiences, a divorce from my commitment with them was the only way to make me a free man once again. Credit card consolidation was the final move that cut my ties with my credit card company.